RCR Finance Bulletin # 5 - Wednesday, 7th November 2007


Economics Snapshot

Some recent economics reports have highlighted some very interesting views about the state of the rental market:-

  • Rents have risen on average by approx 25% over the past 3 years in our capital cities
  • In 2004, an average of 25% of a renters income was spent on rent
  • In 2007, an average of 26% (+1%) of a renters income is being spent on rent which suggests that renters are not suffering "Rent Stress" the same way home owners are suffering "Mortgage Stress"
  • Fewer new housing construction starts over the next 12 months coupled with already low vacancy rates suggests that rents are likely to increase significantly over the next 3 years
  • Economists project an average 35% increase in rents between late 2007 and 2010, with the largest increases projected to be in Melbourne (up 50%), Sydney (40%), Brisbane (30%) and Canberra (25%)
  • Underlying demand for new housing across Australia is currently under 170,000 starts p.a. (i.e. 450 dwellings required per day to meet demand)
  • At present the housing market is undersupplied by 8 eight months, with the largest imbalance in Canberra, NSW and Queensland
  • It is estimated that Queensland needs to build 43,000 new homes each year (120 per day) to meet demand
  • Overseas migration is strongest in Brisbane and Cairns
  • 2006 Census results indicate that only 27% of Queensland households have kids and that "Kidless" couples are the largest household type in Queensland

If you are considering purchasing an Investment Property or a home for your own use and would like further information, please feel free to give the team at RCR Finance a call. 

DISCLAIMER...The information contained within this Newsletter / Bulletin is of a general nature only and is not intended to be relied upon or to be construed as the giving of professional financial, legal or economic advice.   RCR Finance Pty Ltd makes no warranties or representations whatsoever regarding the quality, accuracy, or otherwise of any material contained within this Newsletter / Bulletin.   RCR Finance Pty Ltd will not be held liable to readers or users of the material contained within this Newsletter / Bulletin for any loss or damage however caused resulting from the use of the material.  All readers or users are advised to seek their own independent professional financial, legal or economic advice.  

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